style: reskin NovaSpark en las 7 apps

Del look editorial (verde #1B4332, esquinas a 0, botones en mayusculas)
al sistema NovaSpark: primario azul #2563EB, detalle naranja #F97316,
fondo #F8FAFC con tarjetas blancas rounded-xl + shadow-sm, chips
rounded-full semanticos, focus ring azul, transiciones 100-200ms.
Incluye headers de tabla en los PDFs (cotizador y estado de cuenta).

apps/alta-clientes/src/forms/ViviendaCreditoForm.tsx

@@ -80,10 +80,10 @@ export default function ViviendaCreditoForm({ valores, onAnterior, onSiguiente }
                   <label
                     key={tc.valor}
                     htmlFor={`tipoCredito-${tc.valor}`}
-                    className={`cursor-pointer border px-3 py-1.5 text-xs font-bold uppercase tracking-wider transition-colors duration-150 ${
+                    className={`cursor-pointer rounded-full border px-3 py-1.5 text-xs font-medium transition-all duration-100 ease-out ${
                       tiposSeleccionados.includes(tc.valor)
-                        ? 'border-accent bg-accent text-white'
-                        : 'border-neutral-300 bg-white text-neutral-600 hover:border-neutral-900'
+                        ? 'border-accent bg-accent text-white shadow-sm'
+                        : 'border-[#D1D5DB] bg-white text-[#4B5563] hover:border-accent hover:text-accent'
                     }`}
                   >
                     <input