feat: ecosistema FRASA — apps Cotizador, Alta Clientes, Cobranza y Landing

- Cotizador (/quote): 4 propuestas con formulas validadas del Excel, comparador,
  combobox de unidades, vigencia, PDF ANEXO A
- Alta Clientes (/client): wizard 8 pasos, validacion CURP RENAPO, OCR de INE,
  checklist de expediente, firma digital, 5 PDFs legales
- Cobranza (/pay): planes de enganche, mora, vista cobranza del dia, recibos PDF,
  bitacora, dashboard con filtros
- Landing (/): entrada al ecosistema
- Design system StudioBlank (monocromo, acento #1B4332) en las 4 apps
- 123 tests vitest

apps/cotizador/README.md

@@ -0,0 +1,32 @@
+# React + TypeScript + Vite
+
+This template provides a minimal setup to get React working in Vite with HMR and some Oxlint rules.
+
+Currently, two official plugins are available:
+
+- [@vitejs/plugin-react](https://github.com/vitejs/vite-plugin-react/blob/main/packages/plugin-react) uses [Oxc](https://oxc.rs)
+- [@vitejs/plugin-react-swc](https://github.com/vitejs/vite-plugin-react/blob/main/packages/plugin-react-swc) uses [SWC](https://swc.rs/)
+
+## React Compiler
+
+The React Compiler is not enabled on this template because of its impact on dev & build performances. To add it, see [this documentation](https://react.dev/learn/react-compiler/installation).
+
+## Expanding the Oxlint configuration
+
+If you are developing a production application, we recommend enabling type-aware lint rules by installing `oxlint-tsgolint` and editing `.oxlintrc.json`:
+
+```json
+{
+  "$schema": "./node_modules/oxlint/configuration_schema.json",
+  "plugins": ["react", "typescript", "oxc"],
+  "options": {
+    "typeAware": true
+  },
+  "rules": {
+    "react/rules-of-hooks": "error",
+    "react/only-export-components": ["warn", { "allowConstantExport": true }]
+  }
+}
+```
+
+See the [Oxlint rules documentation](https://oxc.rs/docs/guide/usage/linter/rules) for the full list of rules and categories.