diff --git a/apps/web/app/(dashboard)/conciliacion/page.tsx b/apps/web/app/(dashboard)/conciliacion/page.tsx
index 57734f8..ef5be3b 100644
--- a/apps/web/app/(dashboard)/conciliacion/page.tsx
+++ b/apps/web/app/(dashboard)/conciliacion/page.tsx
@@ -178,7 +178,11 @@ export default function ConciliacionPage() {
   };
 
   // Score cards — tipo P usa monto_pago_mxn, otros usan total_mxn
-  const getMonto = (c: any) => Number(c.montoMxn || c.totalMxn || 0);
+  // I+P-E: Ingresos y Pagos suman, Egresos restan
+  const getMonto = (c: any) => {
+    const monto = Number(c.montoMxn || c.totalMxn || 0);
+    return c.tipoComprobante === 'E' ? -monto : monto;
+  };
   const montoConciliado = conciliadas.reduce((s, c) => s + getMonto(c), 0);
   const montoPendiente = pendientes.reduce((s, c) => s + getMonto(c), 0);